Accident Insurance

Protect Yourself During Challenging Times


Accidents can happen anytime, anywhere, and the resulting medical expenses can be substantial. Accident insurance provides cash benefits to employees who suffer from covered accidents, helping them manage the costs associated with medical treatment, rehabilitation, and lost wages. Our agents will guide you through the various Accident insurance options available, ensuring your employees can access the financial protection they need during challenging times.

A person with a cast on their foot is laying on a couch next to crutches.

What Does Accident Insurance Cover?

Plans vary, but most accident insurance policies help you cover costs commonly incurred when an injury occurs, including:


  • High Out-of-Pocket Expenses: Covering the unexpected costs that arise after an accident.


  • Deductibles and Co-Pays: Helping manage the costs required before your health insurance kicks in.


  • Expenses Not Covered by Health Insurance: Bridging the gap for services and treatments outside your standard coverage.


  • Transportation: Covering the cost of traveling to and from medical appointments or treatments.


  • Lodging: Assisting with accommodation expenses if treatment is needed away from home.



  • Childcare: Providing support for childcare costs while you recover.


Accidents are unpredictable, and we aim to protect you where it's needed most. Our plans are tailored to offer peace of mind and financial stability during challenging times, allowing you to focus on recovery without the added stress of financial strain.