Whether you are purchasing health insurance on your own for the first time, or planning for your family's future financial security, we have experts ready to help you. Give us a call to discuss your health insurance and life insurance needs.
Medicare Advantage, also called Medicare Part C, combines the benefits of Original Medicare (Part A and Part B) into a single plan with additional coverage, like dental, vision, hearing, wellness, and more.
Medicare Supplement, or Medigap, bridges the coverage gap left by Original Medicare (Part A and Part B) and covers costs like deductibles, copayments, and coinsurance.
Medicare Part D Prescription Drug Plans (PDP) work in tandem with Original Medicare (Part A and Part B) and Medicare Advantage plans to provide prescription drug coverage.
Dental and vision plans are additional ancillary products beneficiaries can purchase (as standalone or part of Medicare Advantage) since they are not included in Original Medicare (Part A and Part B) coverage.
I have been very pleased with all the help my husband and I received from Paul when originally choosing our plans. It was good to be able to compare two or three plans to obtain the coverage that was important to us. We have been satisfied that the plans were a good fit for us. Paul is always available for ongoing consultation and questions, responding in a timely manner. Paul's extensive knowledge of various companies and their plans is impressive. I would highly recommend him and his services.
Our family respects Mr. Paul Emery's health insurance services. His time, patience and understanding is key to his competence. Researching, comparing, and evaluating all possibilities. We couldn't be more pleased. Mr. Emery provided our family peace of mind, knowing my sister's health needs are being addressed.
I have enjoyed working with Shari. She is knowledgeable, efficient, always addressing all my questions. She's pleasant to work with and mostly, she really cares about her clients.
Shari has made my (sometimes confusing) conversion to Medicare plans smooth and painless. She is very knowledgeable and thoroughly taught me Medicare basics when we met. She already had researched possible plans for me. She is prompt to answer questions, easy to understand, and makes you feel comfortable. She continues to look out for your best interest each year at enrollment time. When I had a couple hiccups along the way, she advised me what to do, or she will handle it for me. I could not imagine a better agent than her!
In 2011, my wife and I returned from a 6-month mission trip and needed to get enrolled in a Medicare plan right away. I believe God helped us find the name of Paul Emery (we are not sure how) and he came and walked us through the many options. With his helpful guidance we joined Humana advantage HMO and have been very pleased. On a good number of occasions (even when out of state) we have called Paul and he has always had knowledge, wisdom, and guidance for us. We highly recommend Paul and Shari!
Shari has been incredibly helpful as I transitioned from a traditional employee health plan to a marketplace insurance plan. She gracefully helped me to navigate plan changes, looking for my current doctors, sign-in issues and more. I am so grateful to have the opportunity to work with Shari; she is a gift to all of us. Her knowledge, kindness and efficiency all make a difficult process much smoother and easier. I cannot emphasize enough how blessed I feel to have found Shari to work with.
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We do not offer all plans in your area. Any information we provide is based on plans we do represent in your area. We currently represent 11 organizations offering 79 plans in your area. For information on all of your options, please go to Medicare.gov, 1-800-MEDICARE, or your State Health Insurance Program.
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